{"id":22948,"date":"2026-01-06T12:16:15","date_gmt":"2026-01-06T17:16:15","guid":{"rendered":"https:\/\/www.condoauthorityontario.ca\/knowledge-base\/what-is-a-reserve-fund\/"},"modified":"2026-01-08T15:01:09","modified_gmt":"2026-01-08T20:01:09","slug":"what-is-a-reserve-fund","status":"publish","type":"ht_kb","link":"https:\/\/www.condoauthorityontario.ca\/fr\/knowledge-base\/what-is-a-reserve-fund\/","title":{"rendered":"Qu\u2019est-ce qu\u2019un fonds de r\u00e9serve?"},"content":{"rendered":"<h4>Qu&#8217;est-ce qu&#8217;un fonds de r\u00e9serve?<\/h4>\n<p><span class=\"cao-paragraph cao-std-body-copy\">Le <a href=\"https:\/\/www.condoauthorityontario.ca\/fr\/before-you-buy-or-rent\/how-condos-work\/condo-operations\/reserve-funds-and-reserve-fund-studies\/\">fonds de r\u00e9serve<\/a> d&#8217;une association condominiale est un compte bancaire obligatoire utilis\u00e9 pour payer les r\u00e9parations majeures et les remplacements des parties communes et des biens. Le <a href=\"https:\/\/www.condoauthorityontario.ca\/fr\/resource\/reserve-funds-guide\/\">Guide de l&#8217;OOSC sur les fonds de r\u00e9serve des condos<\/a> fournit des pr\u00e9cisions utiles \u00e0 ce sujet.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4>Combien d&#8217;argent doit contenir le fonds de r\u00e9serve?<\/h4>\n<p><span class=\"cao-paragraph cao-std-body-copy\">Chaque association condominiale doit verser une contribution dont le montant est raisonnablement susceptible de couvrir les r\u00e9parations majeures et les remplacements futurs de ses parties communes et de ses biens. Ce montant est d\u00e9termin\u00e9 par le biais d&#8217;une <a href=\"https:\/\/www.condoauthorityontario.ca\/fr\/before-you-buy-or-rent\/how-condos-work\/condo-operations\/reserve-funds-and-reserve-fund-studies\/#:~:text=fonds%20de%20r%C3%A9serve.-,Types%20et%20p%C3%A9riodicit%C3%A9%20des%20%C3%A9tudes%20du%20fonds%20de%20r%C3%A9serve,-Il%20existe%20trois\">\u00e9tude du fonds de r\u00e9serve<\/a> formelle et d&#8217;un <a href=\"https:\/\/www.condoauthorityontario.ca\/fr\/before-you-buy-or-rent\/how-condos-work\/condo-operations\/reserve-funds-and-reserve-fund-studies\/#:~:text=dessous%C2%A0%3A-,Plans%20visant%20le%20financement%20futur,-Les%20conseils%20d%E2%80%99administration\">plan de financement<\/a>. \u00a0<\/span><\/p>\n<p><span class=\"cao-paragraph cao-std-body-copy\">Le montant du fonds de r\u00e9serve, qu&#8217;il soit important ou modeste, n&#8217;est pas le seul indicateur de la sant\u00e9 financi\u00e8re d&#8217;une association condominiale. Le plus important est de savoir si l&#8217;association dispose de suffisamment d&#8217;argent pour financer les projets majeurs lorsqu&#8217;ils se pr\u00e9sentent.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4>Qui est habilit\u00e9 \u00e0 pr\u00e9parer une \u00e9tude du fonds de r\u00e9serve?<\/h4>\n<p><span class=\"cao-paragraph cao-std-body-copy\">Une \u00e9tude du fonds de r\u00e9serve doit \u00eatre pr\u00e9par\u00e9e par un fournisseur d\u2019\u00e9tude du fonds de r\u00e9serve qualifi\u00e9, notamment :<\/span><\/p>\n<ul>\n<li><span class=\"cao-paragraph cao-std-body-copy\">architectes titulaires d\u2019un permis<\/span><\/li>\n<li><span class=\"cao-paragraph cao-std-body-copy\">ing\u00e9nieurs<\/span><\/li>\n<li><span class=\"cao-paragraph cao-std-body-copy\">\u00e9conomistes en construction<\/span><\/li>\n<li><span class=\"cao-paragraph cao-std-body-copy\">\u00e9valuateurs<\/span><\/li>\n<li><span class=\"cao-paragraph cao-std-body-copy\">techniciens ou techniciens-sp\u00e9cialistes agr\u00e9\u00e9s<\/span><\/li>\n<li><span class=\"cao-paragraph cao-std-body-copy\">membres de l\u2019Institut canadien de l\u2019immeuble portant le titre de planificateur agr\u00e9\u00e9 de fonds de r\u00e9serve<\/span><\/li>\n<\/ul>\n<p><span class=\"cao-paragraph cao-std-body-copy\">Pour en savoir plus, consultez notre <a href=\"https:\/\/www.condoauthorityontario.ca\/fr\/resource\/reserve-funds-guide\/\">guide sur les fonds de r\u00e9serve<\/a>.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4>Qu&#8217;est-ce qu&#8217;une r\u00e9paration majeure ou un remplacement?<\/h4>\n<p><span class=\"cao-paragraph cao-std-body-copy\">Les conseils d&#8217;administration devraient v\u00e9rifier l&#8217;inventaire des composantes dans l&#8217;\u00e9tude du fonds de r\u00e9serve de l&#8217;association condominiale et demander l&#8217;avis d&#8217;un professionnel avant de d\u00e9terminer si une d\u00e9pense est couverte par le fonds de r\u00e9serve.<\/span><\/p>\n<p><span class=\"cao-paragraph cao-std-body-copy\">Les \u00e9tudes du fonds de r\u00e9serve de cat\u00e9gorie 1 et 2 comprennent l\u2019inventaire des composantes, une liste d\u00e9taill\u00e9e de la totalit\u00e9 des parties communes et des biens de l&#8217;association.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4>Quels sont les diff\u00e9rents types d\u2019\u00e9tudes du fonds de r\u00e9serve?<\/h4>\n<p><span class=\"cao-paragraph cao-std-body-copy\">Il existe trois <a href=\"https:\/\/www.condoauthorityontario.ca\/fr\/before-you-buy-or-rent\/how-condos-work\/condo-operations\/reserve-funds-and-reserve-fund-studies\/#:~:text=fonds%20de%20r%C3%A9serve.-,Types%20et%20p%C3%A9riodicit%C3%A9%20des%20%C3%A9tudes%20du%20fonds%20de%20r%C3%A9serve,-Il%20existe%20trois\">types d&#8217;\u00e9tudes du fonds de r\u00e9serve <\/a>\u00a0:<\/span><\/p>\n<ol>\n<li><span class=\"cao-paragraph cao-std-body-copy\">Cat\u00e9gorie 1 : \u00e9tude compl\u00e8te<\/span><\/li>\n<li><span class=\"cao-paragraph cao-std-body-copy\">Cat\u00e9gorie 2\u00a0: \u00e9tude \u00e0 jour avec inspection sur place<\/span><\/li>\n<li><span class=\"cao-paragraph cao-std-body-copy\">Cat\u00e9gorie 3\u00a0: \u00e9tude \u00e0 jour sans inspection sur place<\/span><\/li>\n<\/ol>\n<p><span class=\"cao-paragraph cao-std-body-copy\">Les \u00e9tudes de cat\u00e9gorie 1 et 3 comprennent \u00e0 la fois une inspection physique et une analyse financi\u00e8re, tandis que les \u00e9tudes de cat\u00e9gorie 2 ne comprennent qu&#8217;une analyse financi\u00e8re. Le <a href=\"https:\/\/www.condoauthorityontario.ca\/fr\/resource\/reserve-funds-guide\/\">Guide de l&#8217;OOSC sur les fonds de r\u00e9serve<\/a> contient des informations plus d\u00e9taill\u00e9es.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4>\u00c0 quelle fr\u00e9quence les \u00e9tudes du fonds de r\u00e9serve doivent-elles \u00eatre r\u00e9alis\u00e9es?<\/h4>\n<p><span class=\"cao-paragraph cao-std-body-copy\">Les associations condominiales doivent <a href=\"https:\/\/www.condoauthorityontario.ca\/fr\/before-you-buy-or-rent\/how-condos-work\/condo-operations\/reserve-funds-and-reserve-fund-studies\/#:~:text=fonds%20de%20r%C3%A9serve.-,Types%20et%20p%C3%A9riodicit%C3%A9%20des%20%C3%A9tudes%20du%20fonds%20de%20r%C3%A9serve,-Il%20existe%20trois\">effectuer des \u00e9tudes p\u00e9riodiques<\/a> pour d\u00e9terminer si leur fonds de r\u00e9serve est suffisant.<\/span><\/p>\n<ul>\n<li><span class=\"cao-paragraph cao-std-body-copy\">\u00c9tude de cat\u00e9gorie 1 : requise dans l&#8217;ann\u00e9e suivant l&#8217;enregistrement de la d\u00e9claration et de la description de l\u2019association condominiale.<\/span><\/li>\n<li><span class=\"cao-paragraph cao-std-body-copy\">\u00c9tudes de cat\u00e9gorie 2 et 3 : requises en alternance au moins tous les trois ans, apr\u00e8s la r\u00e9alisation de la premi\u00e8re \u00e9tude, l\u2019\u00e9tude de cat\u00e9gorie 1.<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Qu&#8217;est-ce qu&#8217;un fonds de r\u00e9serve? Le fonds de r\u00e9serve d&#8217;une association condominiale est un compte bancaire obligatoire utilis\u00e9 pour payer les r\u00e9parations majeures et les remplacements des parties communes et des biens. Le Guide de l&#8217;OOSC sur les fonds de r\u00e9serve des condos fournit des pr\u00e9cisions utiles \u00e0 ce sujet. &nbsp; Combien d&#8217;argent doit contenir [&hellip;]<\/p>\n","protected":false},"author":9,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"no","_lmt_disable":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":"","_wp_rev_ctl_limit":""},"ht-kb-category":[209],"ht-kb-tag":[],"class_list":["post-22948","ht_kb","type-ht_kb","status-publish","format-standard","hentry","ht_kb_category-fees-and-finances"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u2019est-ce qu\u2019un fonds de r\u00e9serve? - Office ontarien du secteur des condominiums<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez ce qu\u2019est un fonds de r\u00e9serve en condo, \u00e0 quoi il sert, comment les cotisations sont \u00e9tablies et pourquoi il est essentiel \u00e0 long terme.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.condoauthorityontario.ca\/fr\/knowledge-base\/what-is-a-reserve-fund\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u2019est-ce qu\u2019un fonds de r\u00e9serve? 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